The surrendering of your estate is a process instituted by the Courts to help persons that are no longer in a position to honor their debts due to uncontrollable circumstances.
Surrender enables you to regain normality in your financial affairs – where you can adjust your lifestyle to be in line with the available budget, without creditor headaches. You will experience a normal lifestyle without the fear that creditors will phone you day and night from “private numbers” and therefore you can answer your calls fearlessly, and no longer have to worry that the sheriff may make an unwanted house-call.